Andy has over 15 years experience within the financial services industry. He has previously had an extremely successful career in banking, carrying out many roles, including senior bank manager and financial adviser, where he gained national recognition for being the top performing adviser in the country. Andy is level 4 Diploma qualified and also holds the CII mortgage qualification.

In his spare time, Andy is a huge football fan and supports Doncaster Rovers.


Lindsay has over 15 years experience within the financial service industry. She has previously had a successful career across a variety of companies providing holistic planning solutions. Lindsay is level 4 diploma qualified and also hold the Cii mortgage qualification. In her spare time, Lindsay enjoys spending time with her husband and 3 children. She also enjoys keeping fit and socialising with friends.


Ryan first started working in financial services back in 2005. He initially started his successful career with Lloyds banking group, he then worked for 8 years in the international market helping high net worth British expatriates with Pension and Investment advice. He is highly regarded by his clients as an excellent financial advisor and has been won multiple awards throughout his career. He is level 4 Diploma qualified and also holds the CISI International qualifications.


In his spare time, Ryan has a passion for fitness and works out most mornings. He likes to socialise with friends at weekends and enjoys taking holidays with his family.


Rebecca has over 7 years experience within Wills and Estate Planning in which she has been very successful. Rebecca holds a FSRE and CeMAP mortgage qualification and is currently attending the Quilter Financial Adviser School, in order to become a Financial Adviser. In her spare time, Rebecca enjoys spending time with her friends and family.


Paul has over 15 years experience within the financial services industry. He has previously had a successful career in banking, providing holistic planning solutions as a dedicated professional financial adviser. Paul is level 4 CII Diploma qualified, holds the CII mortgage qualification and also has the CII long term care planning qualification.

In his spare time, Paul enjoys spending time with his wife and three children. He is big football fan and also supports Doncaster Rovers and likes a weekend football accumulator.


Dean has over 20 Years Experience in all sides of the Mortgage Arena from Advice to Administration and actual Mortgage Underwriting.  Dean has FPC, Cefa and CeMAP Qualifications. His Expertise lies within the Mortgage Market as well as the Protection & General Insurance Markets. During his spare time he enjoys time with his wife and 2 daughters, is an avid Formula 1 fan and can hold his own on the Golf course.


Josh has 5 years experience within the financial services industry. He started his career at HSBC carrying out two roles, including cashier and personal banker. This provided the opportunity for him to become an expat in Qatar, working for the largest IFA in the world. Recently he returned to the UK and pursued a career with V-Financial Ltd. His current role is helping to develop business relationships.
In his spare time, Josh enjoys going to the gym and playing football on weekends.


Keith has over 25 years experience within the financial services industry including 16 years as a Financial Advisor. Keith is level 4 Diploma qualified, holds the Cemap mortgage qualification and is a member of the Chartered Institute of Bankers. Keith is an extremely knowledgeable and technical adviser and plays a big part in maintaining our exceptionally high standard of compliance.

In his spare time, Keith enjoys spending time with his wife and 4 children. He also enjoys holidays in the sun and is a keen supporter of Hearts football club.


Finley currently works on developing business relationships and is a valued team member in the office. He is currently attending the 'Quilter Financial Advisor School' and is training to become a financial advisor whilst gaining his qualifications. In his spare time Finley enjoys going to watch the football and playing golf.


Jack has recently left school and joined V-Financial as his ambition is to become a financial advisor. He is currently studying level 2 in customer service and plays a big part behind the scenes at V-Financial. In his spare time he enjoys playing football and socialising with friends.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. V-Financial Ltd and Positive Solutions are trading styles of Quilter Financial Planning Solutions Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales, No. 09097360. Registered office; Longfields Court, Middlewoods Way, Carlton, Barnsley, S71 3GN. Tel; 01226 630 087